Here are the differences between personal and business accounts:

Business Accounts:

  • Per transaction limit: 90,000 AED

  • Money received per month limit: 140,000 AED

  • Money sent per month limit: 140,000 AED

  • Wallet balance limit: 180,000 AED

  • Fees: 2.6% + 1 AED per transaction

  • Free cash-outs

  • Features

    • The process can take 1-2 business days for cash-outs of 25,000 AED or less, and 4-5 business days for cash-outs above that amount.

    • ZiiBoard, Payment links, QR codes

Personal Accounts:

  • Per transaction limit: 3,600 AED

  • Balance limit: 18,000 AED

  • Single withdrawal limit: 18,000 AED

  • Single received transfer minimum: 2 AED

  • Single Received Transfer Maximum: 3,600 AED

  • Total Volume Sent in a Calendar Month: 25,000 AED

  • Total Volume Received in a Calendar Month: 50,000 AED

Fee

  • Sent Transfers Fee: Every month, You can send 5,000 AED free of charge per month using certain payment methods. The fees are 2.9% + 1 AED for every transfer beyond that. Transfers to businesses are not included in this and are free of charge for the sender.

  • Received External Payment Fee: You will not be charged to receive funds from a non-Ziina user, the payer will be charged 2.9% + 1 AED. Although, they can join Ziina and send the payment through the app, free of charge too.